:root{--blue:#0b5aa6;--blue-dark:#083f77;--red:#d92b2b;--ink:#16212b;--muted:#5b6b77;--bg:#f5f8fb;--card:#fff;--line:#e2e9f0}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:system-ui,-apple-system,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3{line-height:1.2;font-weight:800}
.site-header{background:var(--card);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.site-nav{max-width:1120px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;padding:12px 16px;flex-wrap:wrap}
.nav-brand{font-weight:800;color:var(--blue-dark);font-size:1.1rem}
.nav-menu{list-style:none;display:flex;gap:18px;align-items:center;flex-wrap:wrap}
.nav-menu > li{position:relative}
.nav-menu a,.nav-menu .has-dropdown > span{color:var(--ink);font-weight:600;cursor:pointer}
.has-dropdown > span::after{content:'▾';font-size:.7em;margin-left:4px}
.dropdown{display:none;position:absolute;top:100%;left:0;background:var(--card);border:1px solid var(--line);border-radius:6px;list-style:none;min-width:230px;box-shadow:0 8px 20px rgba(16,30,54,.08);z-index:60}
.dropdown li a{display:block;padding:10px 14px;font-weight:500;color:var(--ink)}
.has-dropdown:hover .dropdown,.has-dropdown:focus-within .dropdown{display:block}
.nav-toggle{display:none;background:var(--blue);color:#fff;border:0;border-radius:6px;padding:8px 12px;font-weight:600;cursor:pointer}
.site-main{max-width:1120px;margin:0 auto;padding:24px 16px 48px}
.hero{background:linear-gradient(135deg,var(--blue-dark),var(--blue));color:#fff;border-radius:12px;padding:40px 24px;text-align:center}
.hero h1{font-size:clamp(1.8rem,4vw,2.8rem);margin-bottom:12px}
.hero-sub{font-size:1.05rem;opacity:.95;max-width:700px;margin:0 auto 20px}
.hero-cta{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.btn{display:inline-block;padding:12px 20px;border-radius:8px;font-weight:700;font-size:1rem;border:2px solid transparent}
.btn-phone{background:var(--red);color:#fff;border-color:var(--red)}
.btn-phone:hover{background:#b72121;color:#fff;text-decoration:none}
.btn-outline{background:transparent;color:#fff;border-color:#fff}
.btn-outline:hover{background:rgba(255,255,255,.15);color:#fff;text-decoration:none}
.btn-large{font-size:1.1rem;padding:14px 26px}
.trust-strip{background:var(--card);border:1px solid var(--line);border-radius:12px;margin:20px 0;padding:16px}
.trust-strip ul{list-style:none;display:flex;flex-wrap:wrap;gap:18px;justify-content:center}
.trust-strip strong{color:var(--blue)}
.card-grid h2{text-align:center;margin:28px 0 16px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px}
.card{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:20px;display:flex;flex-direction:column;gap:8px;color:var(--ink);transition:border-color .15s,transform .15s}
.card:hover{border-color:var(--blue);transform:translateY(-2px)}
.card h3{font-size:1.1rem;color:var(--blue-dark)}
.card span{color:var(--muted);font-size:.92rem}
.lead{font-size:1.15rem;color:var(--muted);margin-bottom:16px}
.cta-strip{background:var(--card);border-left:4px solid var(--red);border-radius:10px;padding:18px;margin:20px 0;text-align:center}
.cta-strip p{margin-bottom:8px;font-weight:600}
.cta-sub{font-size:.9rem;color:var(--muted);font-weight:400;margin-top:8px}
.check-list{list-style:none;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:10px;margin:12px 0 20px}
.check-list li{background:var(--card);border:1px solid var(--line);border-radius:8px;padding:12px;font-weight:500}
.check-list li::before{content:'✓ ';color:var(--blue);font-weight:800}
h2{margin:24px 0 10px;color:var(--blue-dark)}
p{margin-bottom:14px}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:8px;margin-bottom:10px;padding:12px 16px}
.faq summary{font-weight:700;cursor:pointer;color:var(--blue-dark)}
.faq p{margin-top:8px}
.cross-links ul{list-style:none;display:flex;flex-wrap:wrap;gap:10px}
.cross-links li{background:var(--card);border:1px solid var(--line);border-radius:8px;padding:8px 14px}
.guide{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:24px}
.guide h2{margin-top:28px}
.guide ul{margin:0 0 14px 22px}
.site-footer{background:var(--blue-dark);color:#e8f0f8;margin-top:32px;padding:36px 16px}
.footer-grid{max-width:1120px;margin:0 auto;display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:24px}
.footer-grid strong{color:#fff;display:block;margin-bottom:10px}
.footer-grid ul{list-style:none}
.footer-grid a{color:#bcd6f0}
.footer-grid p{color:#bcd6f0;font-size:.92rem}
.footer-fine{max-width:1120px;margin:24px auto 0;text-align:center;color:#9db8d4;font-size:.85rem}
.mobile-cta-bar{display:none;position:fixed;bottom:0;left:0;right:0;background:var(--card);border-top:1px solid var(--line);padding:10px 14px;gap:10px;align-items:center;justify-content:space-between;z-index:100;box-shadow:0 -2px 10px rgba(16,30,54,.08)}
.emergency-badge{background:#fff3f0;color:var(--red);border:1px solid #f5c6c6;border-radius:999px;padding:6px 12px;font-size:.82rem;font-weight:700}
@media(max-width:768px){
  .nav-menu{display:none;width:100%;flex-direction:column;align-items:flex-start;gap:8px;padding:12px 0}
  .nav-menu.open{display:flex}
  .nav-toggle{display:inline-block}
  .dropdown{position:static;display:none;border:0;box-shadow:none;padding-left:14px}
  .has-dropdown.open .dropdown{display:block}
  .mobile-cta-bar{display:flex}
}
@media(max-width:520px){
  .mobile-cta-bar .emergency-badge{display:none}
  .hero{padding:28px 16px}
}